.nx-top-bar{z-index:99999;opacity:0;pointer-events:none;isolation:isolate;background:linear-gradient(90deg,#f36c21 0%,#ff803b 60%,#fff 100%);width:0%;height:3px;transition:none;position:fixed;top:0;left:0}.nx-top-bar--active{opacity:1;animation:.7s ease-out forwards nx-top-bar-slide}@keyframes nx-top-bar-slide{0%{opacity:1;width:0%}60%{opacity:1;width:85%}90%{opacity:1;width:95%}to{opacity:0;width:100%}}.nx-loader-overlay{z-index:99998;opacity:0;visibility:hidden;background:#0e0e0ef0;justify-content:center;align-items:center;transition:opacity .2s,visibility .2s;display:flex;position:fixed;inset:0}.nx-loader-overlay--visible{opacity:1;visibility:visible}.nx-loader-body{justify-content:center;align-items:center;width:120px;height:120px;display:flex;position:relative}.nx-loader-logo{z-index:2;filter:drop-shadow(0 0 12px #f36c2199);width:72px;height:auto;animation:1.4s ease-in-out infinite nx-logo-pulse;position:relative}@keyframes nx-logo-pulse{0%,to{opacity:1;transform:scale(1)}50%{opacity:.75;transform:scale(.93)}}.nx-loader-ring{border-radius:50%;position:absolute;inset:0}.nx-loader-ring span{border:3px solid #0000;border-radius:50%;display:block;position:absolute;inset:0}.nx-loader-ring span:first-child{border-top-color:#f36c21;animation:1.1s linear infinite nx-spin}.nx-loader-ring span:nth-child(2){border-right-color:#f36c218c;animation:.8s linear infinite reverse nx-spin;inset:10px}.nx-loader-ring span:nth-child(3){border-bottom-color:#ff803b59;animation:1.5s linear infinite nx-spin;inset:20px}@keyframes nx-spin{to{transform:rotate(360deg)}}.policy-icon-badge{color:#f36c21;background:#f36c211f;border:1px solid #f36c214d;border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:42px;height:42px;font-size:1rem;transition:background .3s;display:flex}.policy-icon-badge.large{border-radius:16px;width:64px;height:64px;font-size:1.4rem}.tnc-card:hover .policy-icon-badge{background:#f36c2138}.policy-highlight-card{background:var(--card-bg,#191919b3);border:1px solid #ffffff12;border-top:3px solid #f36c21;border-radius:14px;height:100%;padding:28px 24px;transition:transform .3s,background .3s}.policy-highlight-card:hover{background:#232323d9;transform:translateY(-4px)}.policy-bullet-list{margin:0;padding:0;list-style:none}.policy-bullet-list li{color:#ccc;align-items:flex-start;gap:10px;margin-bottom:10px;font-size:.93rem;line-height:1.7;display:flex}.policy-bullet-list li:last-child{margin-bottom:0}.policy-bullet-list li i{color:#f36c21;flex-shrink:0;margin-top:4px}.policy-steps-block{background:#14141499;border:1px solid #ffffff0f;border-radius:16px;padding:36px 28px}.policy-step-card{text-align:center;background:#1e1e1ecc;border:1px solid #ffffff0f;border-radius:12px;height:100%;padding:24px 20px;transition:transform .3s}.policy-step-card:hover{transform:translateY(-4px)}.policy-step-num{color:#fff;background:linear-gradient(135deg,#f36c21,#ff803b);border-radius:50%;justify-content:center;align-items:center;width:48px;height:48px;margin:0 auto 16px;font-family:Philosopher,serif;font-size:1.1rem;font-weight:700;display:flex;box-shadow:0 4px 14px #f36c2159}.policy-timeline{padding-left:24px;position:relative}.policy-timeline:before{content:"";background:linear-gradient(#f36c21,#f36c211a);width:2px;position:absolute;top:0;bottom:0;left:20px}.policy-timeline-item{align-items:flex-start;gap:20px;margin-bottom:32px;display:flex;position:relative}.policy-timeline-item:last-child{margin-bottom:0}.policy-timeline-marker{color:#fff;z-index:1;background:#f36c21;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:40px;height:40px;font-size:.9rem;display:flex;position:relative;box-shadow:0 0 0 4px #f36c2126}.policy-timeline-content{background:#1e1e1ecc;border:1px solid #ffffff0f;border-radius:10px;flex-grow:1;padding:16px 20px}.policy-timeline-badge{color:#f36c21;background:#f36c2126;border:1px solid #f36c214d;border-radius:20px;margin-top:4px;padding:2px 10px;font-size:.75rem;font-weight:600;display:inline-block}.policy-waiver-card{background:#141414b3!important;border-left-color:#fff3!important}.policy-contact-block{background:#f36c210f;border:1px solid #f36c2133;border-radius:14px;margin-top:16px;padding:32px 28px}.policy-contact-list{margin:0;padding:0;list-style:none}.policy-contact-list li{color:#ccc;border-bottom:1px solid #ffffff0d;align-items:center;gap:12px;padding:8px 0;font-size:.93rem;display:flex}.policy-contact-list li:last-child{border-bottom:none}.policy-contact-list li i{color:#f36c21;text-align:center;flex-shrink:0;width:16px}.policy-link{color:#f36c21;font-weight:500;text-decoration:none;transition:color .2s}.policy-link:hover{color:#ff803b;text-decoration:underline}@media (max-width:768px){.policy-steps-block{padding:24px 16px}.policy-timeline{padding-left:0}.policy-timeline:before{display:none}}